:root{--navy:#10263f;--navy2:#173a5e;--gold:#c69a4a;--gold2:#e5c98f;--ink:#17202a;--muted:#657181;--line:#e5e9ee;--soft:#f5f7f9;--white:#fff;--shadow:0 16px 45px rgba(16,38,63,.08);--radius:18px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{text-decoration:none;color:inherit}.container{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav-wrap{min-height:78px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;align-items:center;gap:11px;color:var(--navy)}.brand-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:var(--navy);color:var(--gold2);font-size:13px;font-weight:800;letter-spacing:.06em}.brand 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ease}.loan-card{min-height:100px;display:flex;flex-direction:column}.loan-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:#d7dfe7}.card-number{font-size:10px;font-weight:800;letter-spacing:.14em;color:#a9823d}.loan-card h3{font-size:20px;line-height:1.2;color:var(--navy);margin:0 0 10px}.loan-card p{font-size:13px;color:var(--muted);margin:0}.loan-card a{font-size:12px;font-weight:750;color:var(--navy);margin-top:8px;padding-top:0}.feature-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:#dfe5eb;border:1px solid #dfe5eb}.feature-grid article{background:white;padding:31px}.feature-grid span{font-size:10px;font-weight:800;color:#a9823d}.feature-grid h3{font-size:18px;line-height:1.25;color:var(--navy);margin:0 0 9px}.feature-grid p{font-size:13px;color:var(--muted);margin:0}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid 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p{margin:0;color:var(--muted);font-size:13px}.disclaimer{font-size:11px;color:#8a929d;margin-top:16px}.split-section{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.split-section p,.about-grid p,.planning-grid p{color:var(--muted)}.text-link{font-size:13px;font-weight:800;color:var(--navy)}.document-stack{display:grid;gap:9px}.document-stack span{padding:17px 20px;border:1px solid var(--line);border-radius:11px;font-size:13px;font-weight:700;color:var(--navy);background:#fff}.planning-section{background:#fbf7ef}.planning-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.pill-list{display:flex;flex-wrap:wrap;gap:8px;margin-top:25px}.pill-list span{padding:8px 11px;background:white;border:1px solid #e7dcc7;border-radius:999px;font-size:11px;color:#66502c}.coming-card{background:white;border:1px solid #e8dcc6;border-radius:20px;padding:34px;box-shadow:0 15px 35px 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var(--line);border-radius:20px;padding:30px;box-shadow:var(--shadow)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{display:block;font-size:11px;font-weight:750;color:var(--navy);margin-bottom:15px}input,select,textarea{display:block;width:100%;margin-top:7px;border:1px solid #d9dfe6;border-radius:9px;padding:12px 13px;font:inherit;font-size:13px;color:var(--ink);background:white}input:focus,select:focus,textarea:focus{outline:2px solid rgba(198,154,74,.25);border-color:var(--gold)}.optional{font-weight:500;color:#9aa2ab}.form-note{font-size:10px;color:#929aa4;margin:11px 0 0}.site-footer{background:#0d2035;color:#aebbc8;padding:58px 0 22px}.footer-grid{display:grid;grid-template-columns:1.5fr .8fr .9fr .7fr;gap:45px}.footer-brand{color:white;margin-bottom:18px}.footer-brand .brand-mark{background:white;color:var(--navy)}.footer-grid>div>p{font-size:12px;max-width:390px}.footer-grid h4{color:white;font-size:12px;margin:0 0 15px;text-transform:uppercase;letter-spacing:.1em}.footer-grid a,.footer-grid span{display:block;font-size:12px;margin:9px 0;color:#aebbc8}.footer-grid a:hover{color:white}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:45px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;font-size:10px;color:#8796a5}
@media(max-width:1050px){.main-nav{gap:14px}.card-grid{grid-template-columns:repeat(2,1fr)}.hero-grid{gap:40px}.section-heading{gap:30px}}
@media(max-width:800px){.container{width:min(100% - 28px,620px)}.menu-toggle{display:block}.main-nav{display:none;position:absolute;top:78px;left:0;right:0;background:white;border-bottom:1px solid var(--line);padding:18px;flex-direction:column;align-items:stretch;box-shadow:0 15px 30px rgba(0,0,0,.08)}.main-nav.open{display:flex}.main-nav .btn{margin-top:5px}.hero{padding:65px 0}.hero-grid,.section-heading,.split-section,.planning-grid,.about-grid,.contact-grid{grid-template-columns:1fr}.hero-card{order:-1}.hero h1{font-size:50px}.section{padding:68px 0}.feature-grid{grid-template-columns:1fr 1fr}.process-grid{grid-template-columns:1fr 1fr}.complex-box{padding:36px 28px;display:block}.complex-box .btn{margin-top:25px}.calculator-preview{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.footer-bottom{display:block}.footer-bottom span{display:block;margin-top:8px}}
@media(max-width:520px){.nav-wrap{min-height:70px}.main-nav{top:70px}.brand-logo{width:158px;max-height:54px}.hero h1{font-size:43px}.hero-actions{flex-direction:column}.hero-contact{margin-top:10px}.card-grid,.feature-grid,.process-grid,.footer-grid,.form-row,.contact-lines{grid-template-columns:1fr}.section-heading h2,.split-section h2,.planning-section h2,.about-grid h2,.contact-section h2{font-size:34px}.hero-card{padding:23px}.complex-box h2{font-size:32px}.contact-form{padding:22px}}

.page-hero{padding:12px 0 12px;background:linear-gradient(180deg,#f7f9fb,#fff);border-bottom:1px solid var(--line)}.page-hero h1{font-size:clamp(42px,5vw,62px);line-height:1.05;letter-spacing:-.05em;color:var(--navy);margin:0 0 16px}.page-hero p{max-width:760px;color:var(--muted);font-size:16px}.breadcrumbs{font-size:11px;color:#8a929d;margin-bottom:18px}.breadcrumbs a{color:var(--navy);font-weight:700}.content-grid{display:grid;grid-template-columns:1fr .36fr;gap:60px}.content-grid h2,.content-grid h3{color:var(--navy);line-height:1.2}.content-grid h2{font-size:32px;margin-top:0}.content-grid h3{font-size:21px;margin-top:34px}.content-grid p,.content-grid li{color:var(--muted);font-size:14px}.check-list{padding-left:20px}.check-list li{margin:8px 0}.side-card{background:var(--soft);border:1px solid var(--line);border-radius:18px;padding:25px;height:max-content;position:sticky;top:105px}.side-card h3{margin-top:0}.notice{background:#f8f3e8;border:1px solid #e8dcc6;padding:18px;border-radius:12px;font-size:12px;color:#6e5a38}.loan-cta{margin-top:32px;display:flex;gap:10px;flex-wrap:wrap}.table-wrap{overflow:auto}.simple-table{width:100%;border-collapse:collapse;font-size:13px}.simple-table th,.simple-table td{text-align:left;padding:13px;border-bottom:1px solid var(--line)}.simple-table th{color:var(--navy);background:var(--soft)}.calculator-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.calc-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:25px}.calc-card h3{color:var(--navy);margin-top:0}.calc-card p{color:var(--muted);font-size:13px}.calc-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:30px}.calc-panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:28px}.calc-results{background:var(--navy);color:#fff;border-radius:18px;padding:28px}.calc-results h3{color:#fff;margin-top:0}.result-main{font-size:34px;font-weight:800;color:var(--gold2);line-height:1.1;margin:12px 0 24px}.result-row{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.12);padding:13px 0;font-size:13px}.result-row span:last-child{font-weight:750;color:#fff}.calc-help{font-size:11px;color:#8b949f;margin-top:12px}.faq-grid{max-width:900px}.legal-box{max-width:900px}.site-note{font-size:11px;color:#8a929d}.success{display:none;background:#edf7f1;border:1px solid #cde8d7;padding:13px;border-radius:10px;color:#2c6a45;font-size:12px;margin-top:12px}.mobile-only{display:none}
@media(max-width:900px){.content-grid,.calc-layout{grid-template-columns:1fr}.side-card{position:static}.calculator-grid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.calculator-grid{grid-template-columns:1fr}.mobile-only{display:block}}
.form-error{display:none;background:#fff1f0;border:1px solid #f0c9c5;padding:13px;border-radius:10px;color:#9a3d35;font-size:12px;margin-top:12px}.honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important;pointer-events:none!important}.btn:disabled{opacity:.65;cursor:not-allowed;transform:none!important}
.footer-logo{width:210px;max-width:100%;height:auto;display:block}.footer-brand{align-items:flex-start}

.loan-card{display:flex;flex-direction:column}.loan-card a{margin-top:auto}.footer-brand img.brand-logo{height:48px;width:auto}.steps h2{white-space:nowrap;}