DOCUMENTATION
Documents Required for Loan Applications
Preparing the right documents can make the loan application process smoother. Exact requirements vary by lender, product and applicant profile.
The following are general guidelines only. A lender may request additional documents depending on the applicant, transaction and credit assessment.
Personal Loan
Common KYC
- PAN
- Aadhaar or accepted identity proof
- Address proof
Salaried Applicants
- Salary slips
- Bank statements
- Form 16 / ITR where applicable
Self-Employed Applicants
- ITR
- Bank statements
- Business / financial documents
- GST documents where applicable
Home Loan
- KYC and income documents
- Bank statements
- ITR / Form 16
- Property documents, sale agreement and title documents
- Construction documents where applicable
Business / MSME
- KYC and PAN
- Business registration documents
- GST documents where applicable
- ITR and financial statements
- Bank statements and business proof
Loan Against Property
- KYC and income documents
- Bank statements
- Property ownership and title documents
- Property approvals/documents
- Financial statements / ITR as applicable
Vehicle Loan
- KYC and income proof
- Bank statements
- Vehicle quotation
- Existing vehicle documents for used vehicles
- Lender-specific documents
Education Loan
- Student and co-applicant KYC
- Admission / offer letter
- Fee/course details
- Academic documents
- Co-applicant income documents
- Collateral documents where applicable